Transport Risk Management, Inc. | Personal Non-Owned

The last 3 digits on the back of the credit/debit card
(For American Express card holders, the security code can be found to the left of the Card Number on the front of the credit/debit card. It should contain 4 digits.)

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Abbreviation		Description
BI	Bodily Injury	Bodily injury means physical injury, sickness, disease, and if arising out of the foregoing, mental anguish, or death of a person including damages for care and loss of services, caused by an occurrence.
PD	Property Damage	Property damage means: (A.) Physical injury to or destruction of tangible property, including loss of use thereof at any time resulting therefrom, or (B) loss of use of tangible property, other than non-owned aircraft used by you, which has not been physically injured or destroyed provided such loss of use is caused by an occurrence during the policy period.
OCC	Occurrence	Occurrence means an accident, including continuous or repeated exposure to substantially the same general harmful conditions.
PASS	Passenger	Passenger means a person while in, on, entering or getting out of the aircraft.
	Medical	Medical expense means expenses for necessary medical, surgical, x-ray or dental service, prosthetic devices, and necessary ambulance, hospital professional nursing, and funeral services, but not monuments, headstones or burial places.
	Single Engine Piston Powered	A fixed wing non-pressurized land aircraft (including light sport, experimental aircraft, sailplanes/gliders) having a single piston engine not exceeding 450 rated horsepower and no more than 7 total seats.
	Multi-Engine Piston Powered	Fixed wing non-pressurized land aircraft (including light sport, experimental aircraft, sailplanes/gliders) having a single piston engine not exceeding 450 rated horsepower and no more than 7 total seats and including a fixed wing non-pressurized multi-engine piston powered land aircraft having no more than 350 rated horsepower (each engine) and no more than 7 total seats.
	Piston Powered Rotorcraft	Fixed wing non-pressurized land aircraft (including light sport, experimental aircraft, sailplanes/gliders) having a single piston engine not exceeding 450 rated horsepower and no more than 7 total seats and including rotor-wing aircraft having a single piston powered engine not exceeding 450 rated horsepower and no more than 4 total seats.
	Sea Plane	Fixed wing non-pressurized land (including sailplanes/gliders) having a single piston engine not exceeding 450 rated horsepower and no more than 7 total seats and fixed wing non-pressurized single engine water alighting aircraft having no more than 350 rated horsepower and no more than 7 total seats.
	Non-Owned Aircraft	The non-owned aircraft must also be used with the owner(s) or lessee(s) permission and must not be an aircraft owned or registered in whole or in part or encumbered by you, your spouse, parent, child, sibling or corporation, except that an aircraft which is owned in a partnership or a flying club by you is a non-owned aircraft provided your ownership does not exceed 25% of the aircraft. Non-owned aircraft does not include an aircraft used or leased by you for more than 30 consecutive days, an aircraft under a lease-purchase option agreement, or an aircraft encumbered by you, or which you rent to or lease to others or finance for others, or any such aircraft repossessed or reacquired by you.
Policy territory means within and enroute between the political boundaries of the United States of America, its territories and possessions, Canada, Mexico and those portions of the Caribbean and Central America that lie West of 59° West longitude and North of 7° North latitude, excluding any part of Colombia, Cuba, Guyana or Venezuela.